Kelsey: Hey Andy, I have great news! I just got approved for an income-based repayment for my student loans.
Andy_H: That’s fantastic! Well, I’m really glad that you’re making headway on getting those payments paid!
Kelsey: Yeah, I’ve been having a lot of anxiety over getting them paid off, and even with this repayment plan, I still have a bit of fear about it.
Andy_H: Well, you know, I understand where people can get really anxious about needing to pay off their student loans, but take me, for example. I understood that, when I was young I needed to go to college, which was a huge expense but instead of looking at it as some kind of necessary evil, I focused on how this was an investment in my future.
Kelsey: You know, I do agree with that. I really value the education I got. I just wish I didn’t have to work two jobs right now to pay it all off.
Andy_H: And I feel you, sister. I am working my tail off, but when I think of where I am right now, it really makes me happy that there were these kinds of establishments that allowed me to borrow money so that I could get an education, even if they are really expensive.
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